PERSONAL FINANCE

Thomas J. Fox is an AFCPE-accredited credit counselor and IFL/CFC Certified Educator in Personal Finance who, over the last decade, has created a number of guidebooks, DVDs and educational curricula designed to educate young people and low-income individuals about personal finance. Thomas has authored both the Young Adult and Adult editions of Cambridge Credit Counseling Corp's Learn Now or Pay Later series (1st and 2nd editions), and the Cambridge Guide to Credit, Debt and Personal Finance (1st and 2nd editions). In addition, he has co-authored the GoodPayer.com Guide to Credit, Debt and Personal Finance, and Your Financial Future: Understanding Credit, Debt, and Planning for Tomorrow. Thomas currently co-hosts a weekly radio program, Money America, which airs on WAIC 91.9 FM. He also produces and hosts an on-line financial literacy show, Your Money 2.0.

Thomas has consulted or contributed to a number of personal finance initiatives, including the finance unit of Springfield Public School System's School-to-Career curriculum, the Learn Now or Pay Later television program which aired on the UMass Amherst campus cable system, as well as Net Gain, a high school financial literacy program designed and operated in partnership with the Naismith Memorial Basketball Hall of Fame and USA TODAY.  

During his Credit Counseling tenure, Thomas has conducted personal finance seminars for a wide variety of audiences across the country, including appearances at Arizona State University (Tempe), Rider University, the University of Connecticut, Springfield College, American International College, Western New England College, the Hampshire Educational Collaborative, as well as the Enfield, Chicopee and Springfield public school systems. In addition, Mr. Fox served as a guest lecturer for the Bruce Wells Scholar Upward Bound program at Clark University, and as a panelist for Nichols College's forum on the Cycle of Debt in America, and for the California JumpStart Coalition's Innovative Financial Literacy for Youth conference.

Recognized as an expert in his field, Mr. Fox has been interviewed for a variety of news segments regarding personal finance.  Some of the outlets that have utilized his expertise include CNN, CN8, Bankrate.com, CreditCards.com, The Wall Street Journal, WWLP, WGGB, and CBS-3 Springfield.